Government Technology Initiative

One Card.
Every Benefit.

The NFC & QR-powered smart card that links every unorganized worker to welfare schemes, health records, skill certificates, and direct benefit transfers — with a single tap.

Hindi: एक कार्ड, हर लाभ  |  Telugu: ఒక కార్డ్, అన్ని ప్రయోజనాలు

Government of India
SMART KARMIK CARD
Ramesh Kumar
Construction Worker
Card ID
SK-AP-001234
Why This Matters

The Challenge

₹65,967 Cr

BOCW funds sitting unspent across India while workers wait for benefits they are entitled to receive.

< 10%

of unorganized workers currently have access to streamlined welfare delivery and digital identity systems.

30+ Crore

workers in India's informal sector need digital identity and a unified gateway to government welfare.

Simple Process

How Smart Karmik Card Works

1

Register

Workers register via ground staff, authorized centers, or local kiosks with biometric verification.

2

Print & Encode

Card printed and NFC-encoded on the spot with all data written instantly to the secure chip.

3

Tap for Benefits

One tap for identity verification, scheme eligibility check, and direct benefit transfer to bank account.

Platform Capabilities

Powered by Technology, Built for Workers

NFC + QR Identity

Dual-mode contactless verification. Works offline with NFC tap or online via QR scan for maximum coverage.

Welfare Scheme Access

Unified gateway to 9 welfare schemes with automatic eligibility verification and instant enrollment.

Health Records

Comprehensive health tracking including occupational diseases, treatment history, and medical camp records.

Skill Passport

Verified skill certificates stored on-card. Portable credentials recognized across states and employers.

Direct Benefit Transfer

Bank-linked DBT with real-time verification. Zero leakage, instant disbursement to worker accounts.

AI-Powered Analytics

Predictive insights for policy makers. AI identifies coverage gaps and recommends targeted interventions.

Welfare Integration

Schemes Enabled

All major BOCW welfare schemes accessible through a single card tap, ensuring no eligible worker is left behind.

Marriage Gift

Financial assistance for worker's marriage or children's marriage

Maternity Benefit

Support for female workers during pregnancy and childbirth

Accident Relief

Compensation for workplace accidents and injury coverage

Disability Relief

Financial aid for permanent or partial disability due to work

Death Relief

Ex-gratia payment to family in case of worker's death

Hospitalization

Coverage for medical treatment and hospital expenses

Funeral Expenses

Financial support for last rites and funeral arrangements

Pension

Monthly pension for retired workers after qualifying service

Education Scholarship

Scholarships for workers' children from school to higher education

Government Dashboard

Real-Time Intelligence for Policy Makers

Live Dashboard Analytics

Real-time visualization of worker registrations, scheme enrollments, and benefit disbursements.

Budget Utilization Tracking

Monitor BOCW fund allocation, disbursement rates, and identify underutilized budgets by district.

District-wise Performance

Granular performance metrics at mandal and district level for targeted intervention.

AI-Powered Recommendations

Machine learning models suggest optimal resource allocation and predict coverage gaps.

OWASP / GIGW Compliant

Built following GIGW 3.0 guidelines and OWASP Top 10 security standards.

Fraud-Proof Cryptographic Tracking

End-to-end cryptographic audit trail ensures transparency and prevents duplicate claims.

dashboard.smartkarmik.in
Workers
2,34,567
+12.5%
Schemes
1,45,890
+8.3%
DBT
₹45.2 Cr
+15.7%
Monthly Registrations
Jan Jun Dec
Live
Last updated: 2 min ago
Government of India
SMART KARMIK CARD
Building & Other Construction Workers
RAMESH KUMAR
Construction Worker · Andhra Pradesh
Card ID
SK-AP-001234
Valid
01/2025 - 12/2030

Tap. Track. Transform.

Security First

Government-Grade Security & Compliance

Built to meet the highest standards of government IT security and accessibility guidelines.

GIGW 3.0 Ready
OWASP Top 10 Compliant
WCAG 2.1 AA
CERT-In Architecture Ready
DPDP Act 2023
ISO 27001 Aligned
0
+ Crore
Workers Nationwide
0
Crore
BOCW Funds Available
0
States & UTs
Pan-India Coverage
0
Welfare Schemes
Integrated & Accessible

Ready to Transform Labor Welfare in Your State?

Join the digital revolution in worker welfare. Schedule a demonstration for your department today.